"You don't suffer, kill yourself and take the risks I take just for money. I love bike racing."Greg LeMond
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Autumn Treasures
The colors of the Season - Crimson and burgundy reds, bittersweet oranges, sun yellows, hunter green, and beige - These brilliant hues of Autumn can be mixed, matched, or just enjoyed - your choice! Outdoor decorations: Haystacks, scarecrows, pumpkins, in ...
Christmas Parlour Games
Christmas parlour games are fun, relaxing, group-involving games played indoors in a cozy sitting room. They are competitive, yet scoring is rarely important. A hearty pat on the back for a game well played is usually the best reward. One of the most ...
Vintage Costume Jewelry: Yesterday's Fashion Today
Jewelry, whether fine or costume, has been a part of human culture since the earliest times. People wear jewelry to satisfy their vanity, to indulge their love for beautiful things, and to look good to others. Vintage costume jewelry fulfills all these ...
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1. Save up to 50% per month on convenience cleaner cloths by cutting them into half, i.e. dryer softener cloths, face cleanser cloths, etc.
Savings: $5 per month
2. Find more thoughtful gifts and buy when the item is on sale, shop for birthdays and holidays throughout the year not at the time of the events.
Savings: $10 per month
3. Bring your lunch to work once a week instead of eating out.
Savings: $7 x 4 weeks = $28 per month
4. Dont go to the coffee shop on the weekends.
Savings: 2 visits @ $2 = $4 per week x 4 weeks = $16 per month
5. If you carry a balance on your credit card, and youre only able to afford paying the minimum monthly amount, pay weekly installments instead of one monthly payment. For example, if you owe $100 per month, pay $25 per week. Because credit card companies accrue interest daily on your balance, paying only once a month is a huge detriment to your fiscal health.
Savings: $10 - $100 per month (or more!)
6. Instead of a family night out, consider having an old fashion picnic together or a bike ride. Curbing entertainment costs doesnt mean curbing the fun.
Savings: $25+ per month
7. Spend a day cooking meals that can be frozen for later use for your family. Once a Month Cooking, a book by Mary Beth Lagerborg and Mimi Wilson, features grocery lists and recipes to prepare and freeze a months worth of food for you and your family. Not only are you able to purchase the food in bulk, this method prevents having to throw away any spoiled food.
Savings: $50+ per
month
8. If you are a regular monthly book buyer, stop the habit and visit your library instead! If you insist on buying books, buy it used at your local store or online at merchants such as www.half.com or www.amazon.com. Even a better idea, how about selling the books you have that you dont need!
Savings: $5 - 15 per month
9. Use less expensive gasoline. If you live in North America and have Internet access, you are able to search for the cheapest gas price in your neighborhood with Gas Buddy, www.gasbuddy.com.
Savings: $5 - 15 per month
10. Use two-for-one coupons when dining out; search for these in local newspapers, flyers, and in your junk mail. If you are a group of four or more people, consider buying dining certificates at Restaurant.com, www.restaurant.com. After choosing your city and state on the Website, you will be presented with a listing of restaurants vying for your dining dollar!
Savings: $5- $50 per month
Kimberly A. Griffiths
This is an excerpt from ONE PAYCHECK AT A TIME, OnePaycheckataTime.com, by Kimberly A. Griffiths, ISBN: 1591133327. ONE PAYCHECK AT A TIME, a 200 page workbook, contains budget management exercises for an entire year of paychecks. The author, Kimberly A. Griffiths, has been through the vicious cycle of debt herself, and provides a no-nonsense system to managing your money paycheck to paycheck. You customize the journal based on your pay schedule and learn the necessary tools for making ends meet.
kimberlygriffiths@onepaycheckatatime.com
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 Top Hat, White Tie, and Tails - Commentary Magazine
Style, true style, always outlasts fashion, which by its nature is ephemeral. Fashion goes out of style, but style, if it is genuine, never goes out of fashion. For some people, to be in fashion is to be in style. They use “style” to mean ...
Mommy and me fashions both of you will want to wear - ABC 15 News
Mommy and me clothing has come a long way since the days of homemade skirts and blouses in matching floral patterns. Now, there are hipper options, although those outfits were pretty stylish back in the day with the lace ruffles topped off with the ...
Holt Renfrew Names Hopkins Senior V.P. and GMM - Wwd.com
Inauguration '09: And for the Girls... For her first visit to the White House with her husband, President-elect Barack Obama, on Monday afternoon, Michelle Obama sent some clear messages via her choice of fashion: She’s loyal (she wore Maria Pinto ...
Contraceptive couture: Students put on condom fashion show - U-Wire.com
Three days before premiering her winter fashion line, Michelle Haley gathered her models for a fitting - just in case. She had collected everyone's sizes beforehand, but as the University senior knew well, garments lose their stretch once affixed ...
The women of CBS crime shows do a fashion shoot in O.C. - Orange County Register
Lauren Lee Smith is ready for her close-up. Hair and makeup are perfect as she browses through racks of couture gowns and rows of designer shoes in an oceanfront suite at the Ritz-Carlton, Laguna Niguel. "This is like getting to indulge in all my ...
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